MyBudgetNerd

MyBudgetNerd is a privacy-first personal finance app for iOS and web that converts bank statement PDFs into organized, actionable financial intelligence — without ever connecting to your bank. Upload any bank or credit card statement. MyBudgetNerd automatically categorizes your transactions, generates a Financial Story narrative, visualizes your funds flow with a Sankey diagram and more, and runs a 30-day cash flow forecast through Oracle AI — all processed locally on your device. Built for three types of users: those who want clean Excel/CSV exports to run their own models, those who want visual spending insights without spreadsheet work, and those who want institutional-grade analytics including anomaly detection, forecasting, trend analysis, and AI-powered consultation. Zero bank logins. Zero background tracking. Your data on your device. Our backend is etherial and fully stateless, once the analysis is done the data is sent to your machine where it satays! Key features: PDF statement import, smart auto-categorization, Oracle 30-day forecast, anomaly detection, Funds Flow Map (Sankey), savings goal tracking, income vs. expense trends, export to Excel/CSV/Markdown. The app is currently free to use with some limitations to prevent abuse. Future plan is a Freemium — free tier, Pro subscription unlocks full feature depth. Built by a U.S. Marine veteran and senior data scientist.